Joint Tenants

When you co-own a property as joint tenants, each owner owns the whole of the property and neither person has a specific or identifiable share of the property.

When two or more people own a property, the property can be held, either as joint tenants or tenants in common. If you sell the property as joint tenants, each owner is entitled to half the money gained from the sale. This is regardless to how much each person has contributed to the purchase price or even the mortgage payments.

When you die, the surviving owners of the property will automatically own the property, regardless of any wished you may have made in your Will. This is called a “Right of Survivorship”.

This is ideal for couples, but may not be a great choice, if you’re buying with friends. Or if you have children from a previous relationship, it could mean when you pass die, your children would not inherit that share of the property. That share would pass onto the other co-owners.

If you currently own a property as joint tenants and want to protect your property share for the future, we can change this to Tenants in common. This is known as a Notice of Severance. Here at EAD we know sometimes the law and all our ‘legal speak’ can be confusing, but we promise to guide you through the process in a quick and simple way protecting you and your family for the future.

If you want further advice on how your property is held, speak to EAD’s conveyancing solicitors who will be happily advise you when looking to the future.

For more information please fill out an enquiry form or call us today on 0151 735 1000.


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  • Liverpool City Centre

    Prospect House, Columbus Quay
    Liverpool L3 4DB
    Phone: 0151 735 1000

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