Long Term Care Insurance

Long term care insurance (sometimes mistakenly referred to as Care Fees Annuities) is an in insurance policy taken out by someone normally below the age 70- 75 before they need care, which will help meet the cost of long term care should it ever be required.

These policies pay an agreed income for the remainder of your life or until you recover, once you fail a certain agreed number of Activities of Daily Living (ADL’s):

  • Washing yourself
  • Feeding yourself
  • Continence
  • Being able to transfer from bed to chair
  • Mobility
  • Dressing yourself

Should this happen if the income is paid to a registered care provider the benefits are tax free.

Long term care insurance premiums are based on age, sex and health as well as the amount you want to insure for and can be paid either by regular monthly premiums or a single premium or combination of both.

For more information on making provisions for long term care insurance please fill out an enquiry form, or call us today on 0151 735 1000 and speak to one of our Liverpool solicitors.



Make A Claim

Our first response team are on hand to help you with your claim. Fill in this simple form to start the process.

We never send spam so please prove you are human:

What others say about us

Extremely happy with the outcome of my Personal Injury Claim and can only thank Paul McCarthy and his team at EAD Solicitors and also Tim Trotman my barrister arranged by EAD, for all their work and efforts on my behalf. As such I would highly recommend EAD to anyone in need of their service. Once again thanks to all involved.
Brodie Martin, Merseyside
Excellent, very professional, approachable when I needed advice. I would just like to say thank you to your staff.
Robert Adams, West Midlands

  • Liverpool City Centre

    Prospect House, Columbus Quay
    Liverpool L3 4DB
    Phone: 0151 735 1000

    Saturday Closed
    Sunday Closed